To get an American Family Insurance quote, you have a few options:
- Go online and get quick pricing and coverage options yourself. You can customize your experience and get a quote without speaking to an agent.
- Work with an expert agent to get free, no-pressure advice and pricing. An agent can help you find the perfect coverage for your needs.
- Use the CONNECT auto & home insurance platform, powered by American Family, to get affordable insurance options handled with care.
To start your quote, visit the American Family Insurance website and click “Get a Quote” or “Work with an Agent. You can also find an agent in your area to assist you.
American Family offers a wide range of insurance products, including:
- Vehicle insurance (car, motorcycle, boat, RV, ATV, snowmobile)
- Property insurance (home, condo, renters, manufactured home)
- Personal insurance (life)
- Commercial insurance (business, landlord)
- Farm and ranch insurance
What types of property insurance does American Family Insurance provide
American Family Insurance provides a variety of property insurance coverages, including:
- Homeowners insurance – Protects your home and personal belongings, including coverage for the structure, personal property, liability, and additional living expenses.
- Condo insurance – Covers your personal property and liability within a condominium unit.
- Renters insurance – Provides coverage for your personal belongings and liability as a tenant.
- Manufactured home insurance – Insures mobile or manufactured homes.
- Farm and ranch insurance – Covers property, liability, and other risks for farms and ranches.
American Family also offers personal property insurance, which covers the items you have in your home such as furniture, appliances, electronics, and other belongings.They have a wide range of customizable property insurance options to meet the unique needs of their customers.
What does American Family Insurance’s homeowners insurance cover
American Family Insurance’s homeowners insurance provides the following key coverages:
- Dwelling coverage – Covers damage or replacement of your home’s structure and attached structures.
- Other structures coverage – Covers detached structures like sheds, fences, and gazebos on your property.
- Personal property coverage – Covers damage or theft of your personal belongings inside and outside the home.
- Liability insurance – Covers property damage and injuries caused to others for which you are legally liable.
- Additional living expenses – Covers extra costs if you have to temporarily relocate while your home is being repaired after a covered loss.
- Medical payments coverage – Covers medical bills for people injured on your property.
American Family also offers optional add-on coverages such as:
- Extended or guaranteed replacement cost – Provides additional coverage for home rebuilding costs.
- Equipment breakdown – Covers electrical, mechanical, and pressure system breakdowns for appliances and home systems.
- Matching siding protection – Pays to replace undamaged siding to match repaired areas.
- Diminishing deductible – Offers discounts for not filing claims.
- Sump pump and water backup coverage – Covers water damage from sump pump overflow or backup.
- Hidden water damage coverage – Covers unseen water leaks within plumbing or appliances.
American Family’s standard homeowners policy does not include coverage for earthquakes, floods, or home-based businesses, but these can be added as optional endorsements.
What are the benefits of American Family Insurance’s matching siding protection
American Family Insurance’s matching siding protection provides the following key benefits:
- Covers the replacement of undamaged siding to match new siding installed after a covered loss [3][4][5]. This ensures your home’s exterior looks uniform after repairs.
- Helps avoid mismatched siding that can detract from your home’s appearance and curb appeal. The policy pays to replace undamaged siding so it blends seamlessly with the new siding.
- Provides peace of mind knowing your home will be restored to its pre-loss condition, rather than having a patchwork of different siding materials.
- Can save you money compared to having to pay out-of-pocket to replace undamaged siding yourself to achieve a uniform look.
- Is an optional endorsement that can be added to your American Family homeowners insurance policy for an additional premium
So in summary, American Family’s matching siding protection helps ensure your home’s exterior is fully restored after a covered loss, maintaining its aesthetic appeal and property value. This specialized coverage is a valuable add-on for American Family policyholders.